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Aviva Investors sustainable multi-asset fund webcast - earn CPD points
24 Jan 2020

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IT'S A NEW DAWN, IT'S A NEW DAY, IT'S A NEW YEAR...

Dear [first_name]

Will 2020 indeed be a new dawn, or more of the same?  

What happens with US-Chinese trade tensions, Brexit negotiations and global growth?  

Join Aviva Investors Sunil Krishnan, Head of Multi-asset Funds, and Jerome Nunan Investment Director, Multi-asset on 29 January 10am, as they review 2019 and assess the investment landscape at the start of New Year. 

This webcast will give you 45 minutes of CPD with a Certificate.

Kind regards


Derek Bradley, CEO
Panacea Adviser
www.PanaceaAdviser.com

RA20/0101/23042020
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Panacea is a trading style of Grantmell Ltd. Company registration number 5688007

This e-mail is private and confidential and may contain privileged material. If you have received this e-mail in error, please notify the sender and delete it immediately. You must not copy, distribute, disclose or use any of the information in it or any attachments.

Aviva’s lifetime mortgages are now more flexible
14 Jan 2020

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Aviva’s lifetime mortgages are now more flexible 

Dear [first_name]

At Aviva, they have made improvements to their equity release proposition, helping you provide your customer with solutions to meet their ever-changing needs. 

Their new terms include the ability to make an unlimited number of repayments from £50 per payment and up to 10% of the total borrowing each year, and to access the reserve or additional borrowing at any time.

To help you understand the improvements, Aviva have put together a handy guide.

Kind regards
Derek Bradley, CEO
Panacea Adviser
www.PanaceaAdviser.com
contact@panaceaadviser.com     manage my preferences     unsubscribe
Panacea is a trading style of Grantmell Ltd. Company registration number 5688007

This e-mail is private and confidential and may contain privileged material. If you have received this e-mail in error, please notify the sender and delete it immediately. You must not copy, distribute, disclose or use any of the information in it or any attachments.

Getting your business in shape for old mutual wealth's new technology platform
8 Jan 2020

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Getting your business in shape for old mutual wealth's new technology platform

Dear [first_name]

You may have seen from various market announcements that Old Mutual Wealth is preparing to move to a new technology platform that will bring improved features and services such as access to ETFs and Investment Trusts, JISA and Flexi-ISA functionality plus greater flexibility over payments and withdrawals…

Their priority is to make the migration process as smooth as possible for advisers and their clients, so they are taking steps to help get advisers’ businesses ready for the move. 

As your business has clients on their current technology platform it is important they speak with your firm to:

  • Confirm that the information they hold on your business and clients is up-to-date and accurate, to help you and your clients have a smooth transition to the new technology platform.
  • Explain how they will support you during the move to the new technology.
  • Let you know of any key tasks you will need to perform to make accessing your clients investments as simple as possible.


If there is someone else within your business, they should be contacting instead of you, please forward this email onto the relevant person.

You can help get your business ready in advance too

Old Mutual Wealth has also prepared an important checklist that will help ensure your business is well prepared for the move to the new system.

Join the thousands of other advisers already getting themselves and their businesses ready by arranging a call with Old Mutual Wealth today.

Kind regards


Derek Bradley, CEO
Panacea Adviser
www.PanaceaAdviser.com
contact@panaceaadviser.com     manage my preferences     unsubscribe
Panacea is a trading style of Grantmell Ltd. Company registration number 5688007

This e-mail is private and confidential and may contain privileged material. If you have received this e-mail in error, please notify the sender and delete it immediately. You must not copy, distribute, disclose or use any of the information in it or any attachments.

Take advantage of free vulnerability training and upskill today
20 Dec 2019

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HOW MANY CAN YOU IDENTIFY?

Dear [first_name]

Have you seen the online vulnerability training that Just has developed with the Society of Later Life Advisers (SOLLA)? 

The FCA’s latest paper on vulnerable clients, GC 19/3, identified it as an example of good practice that could help people improve their skills and capability. 

You can use the training to benchmark and boost your knowledge in the following areas: 

  • Understanding how vulnerability can arise and identifying when a client may be vulnerable.
  • Adapting communications and working practices to make them more suitable.
  • Measuring and evidencing progress in the area of vulnerability.

The training is free to use and offers the Certificate in Older and Vulnerable Consumer Care for successful completion.

Benchmark your vulnerability knowledge today with free online training.

Kind regards


Derek Bradley, CEO
Panacea Adviser
www.PanaceaAdviser.com
contact@panaceaadviser.com     manage my preferences     unsubscribe
Panacea is a trading style of Grantmell Ltd. Company registration number 5688007

This e-mail is private and confidential and may contain privileged material. If you have received this e-mail in error, please notify the sender and delete it immediately. You must not copy, distribute, disclose or use any of the information in it or any attachments.

The New Blackfinch Spring VCT: Bringing Fresh Opportunities for Your Clients
19 Dec 2019

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The New Blackfinch Spring VCT: Bringing Fresh Opportunities for Your Clients

Dear [first_name]

Support clients to invest for portfolio diversification, tax benefits and potential dividends

The Blackfinch Spring VCT invests in technology-enabled firms at the growth stage of their development. These are companies that have already raised funding, gained traction and are seeking to accelerate the scale-up process, so bringing a higher chance of success. 

As Blackfinch's latest tax-efficient product focused on early stage investment, the service distils their knowledge and experience to offer your clients a range of benefits: 

  • New offering from an established provider  
  • Portfolio diversification through exposure to the tech sector
  • Targeting dividends of 5% p.a. by 2024, along with special dividends through earlier exits and those that exceed projected performance 
  • Up to 30% Income Tax relief (minimum holding period five years)
  • Gains exempt from Capital Gains Tax when clients sell their shares
  • No Income Tax on any dividends from a VCT
  • Investments made in growth-stage companies
  • Ventures expert team of technology specialists and entrepreneurs provide investment advice to the Spring VCT
  • Team also manages the Blackfinch Ventures EIS Portfolios
  • The Blackfinch Spring VCT is now open for investment. For more information, including on our Early Bird offer, see below. You can also get in touch with us or book a meeting using the details provided. 

For information on any of our products, please contact us using the details below. You can also book a meeting with one of our Business Development Managers by clicking here.

Kind regards


Derek Bradley, CEO
Panacea Adviser
www.PanaceaAdviser.com

contact@panaceaadviser.com     manage my preferences     unsubscribe
Panacea is a trading style of Grantmell Ltd. Company registration number 5688007

This e-mail is private and confidential and may contain privileged material. If you have received this e-mail in error, please notify the sender and delete it immediately. You must not copy, distribute, disclose or use any of the information in it or any attachments.

Sign up! Invesco Investment Intelligence Seminars Round 1 2020
18 Dec 2019

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Sign up! Invesco Investment Intelligence Seminars Round 1 2020

Dear [first_name]

Registration for the first round of Invesco’s Investment Intelligence Seminars 2020 is now open! 

Join them for their industry-renowned financial market update in preparation for new-year discussions with your clients. With 70 seminars running between January and March across the UK, you should be able to find one convenient for you.

Register

2020 – More of the same?  

In this round they will reflect on a surprising year for financial markets, which performed well despite a challenging economic backdrop. Will we see more of the same in 2020?  

You will also hear from Invesco’s key investment experts to see where they believe the best opportunities lie at the asset class, regional and sector level. 

For more information on what they will be covering, dates and to register for your nearest seminar, please visit the event page. Attendance will qualify you for 80 minutes of structured CPD!

Kind regards
Derek Bradley, CEO
Panacea Adviser
www.PanaceaAdviser.com

Investment risks

The value of investments and any income will fluctuate (this may partly be the result of exchange rate fluctuations) and investors may not get back the full amount invested.

Important information

This email is for Professional Clients only and is not for consumer use. 

I understand and agree that Invesco Ltd. and/or any of its direct and indirect subsidiaries (collectively, the "Invesco Group") may take photos, videos and/or audio recordings ("Recordings") from time to time throughout the course of this event and that such Recordings could potentially include my picture, image or voice (my "Likeness"). I hereby consent to the use by the Invesco Group of any such Recordings (including those which may include my Likeness) in connection with any of its promotional activities or materials, irrespective of which form of media or medium such promotional activities or materials may take or be communicated, including any photo album, video clip, electronic pamphlet or email posted on any website or social media platform hosted or maintained by or on behalf of the Invesco Group. If you do not wish to be filmed, recorded or photographed please inform us by email prior to the event. 

Issued by Invesco Asset Management Limited, Perpetual Park, Perpetual Park Drive, Henley-on-Thames, Oxfordshire, RG9 1HH, UK. Authorised and regulated by the Financial Conduct Authority. 


contact@panaceaadviser.com     manage my preferences     unsubscribe
Panacea is a trading style of Grantmell Ltd. Company registration number 5688007

This e-mail is private and confidential and may contain privileged material. If you have received this e-mail in error, please notify the sender and delete it immediately. You must not copy, distribute, disclose or use any of the information in it or any attachments.

Getting protection for clients with mental health conditions
11 Dec 2019

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Getting protection for clients with mental health conditions

Dear [first_name]

One in three*.That’s how many people say they’d feel uncomfortable discussing their mental health with their financial adviser or insurance provider. And you can understand why.

It can be hard enough to talk to friends, family or health professionals about mental health issues, never mind a company you think will ask intrusive questions to gauge how 'insurable' you are.

But with 25% of the UK experiencing a mental health problem each year2 and 70 million antidepressant prescriptions issued in England in 20183 - reluctance to speak to advisers or providers about mental health has the potential to leave large numbers of the population without the protection they need.

Royal London believes the industry has a role to play to ensure as many people as possible have access to protection. So what more can be done to encourage those with current or historic mental health problems to have the protection conversation?

Addressing misconceptions about mental health

There’s a common misconception that people who’ve experienced any kind of mental health problem are uninsurable. Or if they’re eligible for insurance they’ll encounter higher prices.

In fact, at Royal London, cover is offered to people with mental health conditions every day. Their head of Protection Solutions Toby Bainbridge explains: “Mental health conditions are our most common disclosures at application stage, with one in 10 people saying they have or have had a mental health condition4.  We treat every case individually to get the best outcomes for customers. In 83% of cases we are able to offer cover, of these around 85% get standard rates5.”

“And often no medical evidence is required - we’d much rather talk to you or your client to understand their medical history, than extend the process by asking for evidence.”

Kind regards
Derek Bradley, CEO
Panacea Adviser
www.PanaceaAdviser.com

Sources:* Protection Review survey data sourced from moneymarketing.co.uk, August 2019Mind.org.uk, statistics and facts about mental health, November 20193 NHS digital data sourced from bbc.co.uk, March 2019Royal London underwriting data, January 2018 – November 20195 Royal London underwriting data, November 2019

contact@panaceaadviser.com     manage my preferences     unsubscribe
Panacea is a trading style of Grantmell Ltd. Company registration number 5688007

This e-mail is private and confidential and may contain privileged material. If you have received this e-mail in error, please notify the sender and delete it immediately. You must not copy, distribute, disclose or use any of the information in it or any attachments.

Prudential's PruFolio Risk Managed Range
9 Dec 2019

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Prudential's PruFolio Risk Managed Range 

Dear [first_name]

A multi-asset risk managed range of funds to consider as part of your investment proposition for your business and for your clients portfolio. 

M&G Treasury and Investment Office (T&IO) are the fund managers responsible for the majority of the underlying funds that these multi-asset funds invest in. 

Prudential’s PruFolio range offers breadth, diversity and simplicity to help you meet more of your client needs. And it’s very competitively priced.


What’s in the range?

  • 1 investment philosophy – providing robust governance, long-term strategic asset allocation and investment management oversight (all determined by T&IO)
  • 3 investment styles – offering a choice of Active, Passive and Smoothed funds
  • 5 consistent risk strategies – 15 funds across five different risk profiles, volatility limits and distinctive asset allocation

The active and passive fund range offers a choice of funds with their own risk profiles and accessible across 23 major platforms.

Cofunds 

Standard Life

Fidelity 

Old Mutual 

Allfunds (includes SEI Wealth and Fusion) 

Aviva

Transact

AXA

Nucleus

James Hay Administration Company

Ascentric

Embark

Sterling ISA Managers & Zurich

Novia

Aegon SIPP (Scottish Equitable) 

Hargreaves Lansdown (LF Prudential Risk Managed Passive 2,5 and 5 no available)

Aegon Investment Solutions

Alliance Trust Savings

Hubwise

James Hay Wealth Management 

Barclays Direct 

Parmenion

FNZ

 

 

Visit Prudential’s dedicated hub to find out more and easily access the support you need to speak to your clients about it.

Risk Mapping Documents 

A number of independent risk mapping documents are available, helping support your client conversations around Prudential’s’ range of funds. Take a look at these risk analysis reports providing ratings from DefaqtoFinametricaSynaptics and Distribution Technology

Prudential have got some big reasons to celebrate… 
Prudential recently celebrated 15 years of the PruFund  Growth Life Fund. A fund over time that’s withstood geo-political uncertainty, imitation, choppy markers and still managed to deliver over the long term. 

They have got a brand new hub page, with lots of helpful information about PruFund. There’s a host of videos, sales aids, guides, fund reporting tool, new interactive sandchart and timeline. 

Kind regards
Derek Bradley, CEO
Panacea Adviser
www.PanaceaAdviser.com
contact@panaceaadviser.com     manage my preferences     unsubscribe
Panacea is a trading style of Grantmell Ltd. Company registration number 5688007

This e-mail is private and confidential and may contain privileged material. If you have received this e-mail in error, please notify the sender and delete it immediately. You must not copy, distribute, disclose or use any of the information in it or any attachments.

Business protection made easy
29 Nov 2019

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BUSINESS PROTECTION MADE EASY

Dear [first_name]

Business protection doesn't need to be complicated. With 5.9 million businesses in the UK1 – each with their own specific financial needs - you could be missing out on a great opportunity to grow yours.

Keeping business protection simple

Aegon’s new guide provides information and support on a range of topics, including:

  • setting up business protection arrangements;
  • the tax and trust implications surrounding the different arrangements available;
  • how to identify potential clients;
  • how to develop professional connections;
  • employee benefits for small and medium sized companies, and 
  • possible business protection solutions. 
Guide to business protection
Aegon has used its wealth of experience in the business protection market to develop a new Guide to business protection
Business protection toolkit
Visit Aegon's business protection toolkit for more information on business protection.


Kind regards


Derek Bradley, CEO
Panacea Adviser
www.PanaceaAdviser.com


[1]Department for Business, Energy & Industrial Strategy – Business population estimates for the UK and regions 2019, October 2019
contact@panaceaadviser.com     manage my preferences     unsubscribe
Panacea is a trading style of Grantmell Ltd. Company registration number 5688007

This e-mail is private and confidential and may contain privileged material. If you have received this e-mail in error, please notify the sender and delete it immediately. You must not copy, distribute, disclose or use any of the information in it or any attachments.

A guide to investing for income
26 Nov 2019

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A GUIDE TO INVESTING FOR INCOME

Dear [first_name]

Having an income is a priority for many investors in both their working lives and in retirement. 

In Aberdeen Standard's simple, jargon-free guide they look at how investors can achieve an income in a number of ways, including income-focused investments such as equities, bonds and property. 

Read Aberdeen Standard's guide to investing for income or watch their video below.


A guide to bonds
Aberdeen Standard's simple client guide showcases the unique role bonds can play in a portfolio.
A guide to equities
This jargon-free client guide outlines the different ways to invest in equities.


Kind regards


Derek Bradley, CEO
Panacea Adviser
www.PanaceaAdviser.com

contact@panaceaadviser.com     manage my preferences     unsubscribe
Panacea is a trading style of Grantmell Ltd. Company registration number 5688007

This e-mail is private and confidential and may contain privileged material. If you have received this e-mail in error, please notify the sender and delete it immediately. You must not copy, distribute, disclose or use any of the information in it or any attachments.